Where Scott adds clarity

Federal Reserve Policy

FOMC decisions, dot plots, rate path, Fed messaging, and the gap between what the Fed announces and what borrowers and savers actually experience.

• What the Fed just decided — and what it means for your money
• Why mortgage rates don't always move with the Fed
• The lag between policy and real-economy effects
• Reading FOMC language for what comes next

Markets & Investment Strategy

Equity markets, fixed income, sector rotation, and what individual investors should be paying attention to — from a Partner actively running portfolios every day.

• Market positioning in a higher-for-longer rate world
• Sector rotation and what's working right now
• What a market drop means for someone five years from retirement
• Earnings season signals and what they tell us about the economy

Inflation & Consumer Prices

CPI, PPI, PCE, and the disconnect between cooling inflation data and what families still feel at the grocery store, gas pump, and on monthly bills.

• Why falling inflation doesn't automatically mean cheaper months ahead
• Sticky essentials: insurance, rent, utilities, and healthcare
• Reading the data behind the headline number
• What it takes for households to feel real relief

Mortgage Rates & Housing

Rate environment, affordability fatigue, buyer-seller dynamics, and the role of insurance and property taxes in the real cost-of-living story.

• Why mortgage rates won't budge — and when they might
• The affordability crunch beyond the rate itself
• What the housing market is telling us about consumer confidence
• How home insurance costs reshape buying decisions

Jobs & Consumer Economy

Employment data, wage trends, household budgets, and the difference between national numbers and local reality in any given media market.

Retirement Planning

401(k) strategy, asset allocation through different market cycles, cash yields, and practical guidance for households navigating planning decisions.